Terms of use

The calculator provides an indicative estimate based on the information you supply. It is not an offer of credit restructuring, an approval, or confirmation that you qualify for debt review. Final figures can only be confirmed after a full affordability assessment by a registered debt counsellor.

Nothing on this website constitutes legal advice. Screening indicators, including possible prescription or reckless lending indicators, are prompts for professional review only and are not findings.

You are responsible for the accuracy of the information and documents you submit. Inaccurate information will affect the estimate produced.

We may change, suspend or withdraw parts of this website at any time. Automated credit report analysis may be unavailable from time to time, in which case accounts can be captured manually.